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Custom Guarantee® Universal Life Insurance

Custom Guarantee® Universal Life Insurance
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WhiteSpacer Custom Guarantee® Universal Life Insurance

Knocking out the competition

$250,000 Face Amount Level‐Pay to Guarantee to Maturity1
  Standard Non-Tobacco Male Female  
  Age 45 Age 55 Age 45 Age 55
North American Custom Guarantee $2,281 $3,828 $1,928 $3,179
Protective Life Custom Choice UL $2,387 $3,901 $1,971 $3,235
Banner Life Life Choice UL $2,407 $3,969 $2,046 $3,330
Lincoln National LifeGuarantee UL $2,546 $4,003 $2,080 $3,187
American General Secure Lifetime GUL $2,594 $4,149 $2,137 $3,375
Genworth GenGuard UL $2,728 $4,433 $2,269 $3,662

Custom Guarantee Design Features:

  • No premium payments beyond age 100: One of the few companies to offer a guaranteed death benefit beyond age 100 - with no additional premium!
  • Guaranteed Exchange Privilege: allows clients to exchange to a cash-value accumulation Universal Life product without evidence of insurability.2
  • Chronic Illness Accelerated Benefit Rider: Automatically included on all eligible policies, it allows the owner to access a portion of the death benefit in the event of a chronic illness.3
  • Low minimum face amount: $50,000 ages 15 days – 59 years and $25,000
    ages 60 - 85.
Green Stripe
For more information, contact Alan Watson at Wealth Designs for additional information. Call (205) 939-8070, or email at alan@wealthdesignsag.com today!
Green Mesh Right
Green Stripe

Independent Agency

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Wealth Designs, LLC
(205) 939-8070

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1. Competitor information is obtained from sources believed to be reliable, but its accuracy or completeness is not guaranteed. Information obtained from www.winflexweb.com as of 02/05/13. For questions regarding this information, please contact a representative from the applicable company. This data is for informational purposes and is not intended as a solicitation or a recommendation of any insurance product. All expressed information or opinions are subject to change without notice. Insurance Company names are strictly used for comparison purposes. North American Company does not have a business relationship with the companies being depicted nor does it offer products from any of these companies.

2. Allows policyowner the right to exchange policy, without evidence of insurability and surrender charges, to one of our cash value accumulation universal life policies available at the time of exchange. The Cash Surrender Value on the new policy may not be greater than the Cash Surrender Value on the policy being exchanged. Not available for policy ages 76 and above or if there is an outstanding policy loan.

3. An administrative fee is required at the time of election. The death benefit will be reduced by the amount of the death benefit accelerated. Since benefits are paid prior to death, a discount will be applied to the death benefit accelerated. As a result, the actual amount received will be less than the amount of the death benefit accelerated.

Please refer to the current Custom Guarantee marketing guide (NAM-651) for complete product details and current Chronic Illness Accelerated Benefit Rider marketing guide (NAM-1080) for complete product details. Custom Guarantee is issued on policy for series LS170, Chronic Illness Accelerated Benefit Rider is issued on form series LR450A; or state variation by North American Company for Life and Health Insurance Administrative Office, Sioux Falls, SD 57193. Product features, riders, endorsements or issue ages may not be available in all jurisdictions. Restrictions and limitations may apply.

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NAH-2444 2/13
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